We have identified the reasons for a skip trace and some of the information needed to get started locating people for free but you may wonder how a professional skip trace can locate just about anyone, anywhere with just a couple of phone calls or keyboard strokes?
The key to the professional skip trace is called a "social security trace". Basically they are simply running the subjects social security number through the credit bureaus and receiving back what is called "header files from his/her credit report. A credit report header file contains only the section of the credit report that includes the full name, address, and other information such as date of birth and possible their current employment. Up until the past few years, header files were considered public records under the Fair Credit Reporting Act but recently their use has be restricted to what is called "permissable purposes".
Permissable purposes include:
So does this mean that just about anyone can peform a "social security trace"? No. In order to do this type of search you must have an account with a major credit bureau and they will only open accounts for specific types of businesses, such as information professionals.
So, if you are willing to pay a fee then an information professional can run a skip trace for you. But since you want to perform your own free skip trace lets take a look at identifying or "categorizing a skip".